FamilyBoost — the 25% childcare rebate, in plain English
FamilyBoost is an IRD rebate covering 25% of weekly ECE fees, up to a maximum of $75/week per family ($1,200/quarter). It started in mid-2024 and is claimed quarterly through myIR. The maximum dollar saving depends on the fees you pay — which means the rebate is worth more in higher-fee suburbs.
How FamilyBoost works
- Rate: 25% of weekly ECE fees, after 20 Hours ECE has been applied.
- Cap: $75/week per family ($1,200/quarter). This is a household cap, not per child — large families with two kids in care still share the same cap.
- Income phase-out: taper begins at $140,000 household income and the rebate hits $0 at $180,000.
- Claimed quarterly via myIR. You upload your invoices; IRD pays directly into your bank account.
- Eligible at every licensed ECE service in NZ — kindergartens, education & care, home-based, kōhanga reo, playcentres. Not playgroups (they're unlicensed).
How FamilyBoost stacks with other subsidies
FamilyBoost stacks with 20 Hours ECE and the Childcare Subsidy. The cleanest mental model:
- Centre charges a gross weekly fee, e.g. $320/week for a 3-year-old.
- 20 Hours ECE removes the cost of the first 20 funded hours.
- Childcare Subsidy (if eligible) reduces the remaining hourly cost.
- FamilyBoost rebates 25% of what you still pay, up to $75/week.
The FamilyBoost calculator models this stack and tells you the net out-of-pocket per week.
Where you'll see the biggest dollar saving
The $75/week cap means anyone paying $300+/week in fees hits the cap. In lower-fee parts of NZ (kindergarten-dominant suburbs, kōhanga reo, smaller towns), the 25% rebate is smaller in dollar terms because the fees are smaller — but it's still 25% off.
The faceted list below shows the suburbs where FamilyBoost is most likely to hit the full $75/week cap, computed from the share of full-day centres in each suburb.
Common mistakes
- Forgetting to claim quarterly. FamilyBoost is not automatic — you have to upload invoices to myIR each quarter. Set a calendar reminder for the start of April, July, October, and January.
- Assuming "free 20 Hours" means no FamilyBoost. If your kindergarten charges any optional fee (excursions, lunches), that portion is still eligible.
- Counting it twice in a household. FamilyBoost is per family, not per child. Two siblings in care share one $75/week cap.
Top 20 suburbs where FamilyBoost is most likely to hit the $75/week cap
Computed from 4,375 licensed ECE services in the MoE directory. Updated on every deploy.
- Henderson — 42 education & care centres · 78% of suburb
- Manurewa — 38 education & care centres · 70% of suburb
- Papatoetoe — 32 education & care centres · 82% of suburb
- Mangere — 28 education & care centres · 67% of suburb
- Hamilton Central — 25 education & care centres · 66% of suburb
- Avondale — 16 education & care centres · 94% of suburb
- Albany — 20 education & care centres · 74% of suburb
- Remuera — 18 education & care centres · 82% of suburb
- Mangere East — 21 education & care centres · 68% of suburb
- Glen Eden — 17 education & care centres · 77% of suburb
- Flat Bush — 16 education & care centres · 80% of suburb
- New Lynn — 13 education & care centres · 93% of suburb
- Pukekohe West — 12 education & care centres · 100% of suburb
- Papamoa — 18 education & care centres · 67% of suburb
- Pakuranga — 15 education & care centres · 79% of suburb
- Glenfield — 16 education & care centres · 73% of suburb
- Halswell — 14 education & care centres · 78% of suburb
- Rotorua Central — 13 education & care centres · 81% of suburb
- Massey — 14 education & care centres · 74% of suburb
- St Albans — 12 education & care centres · 86% of suburb
Or filter the directory directly: All education & care centres · Centres taking under-2s · Use the FamilyBoost calculator
Frequently asked questions
Is FamilyBoost income-tested? +
Can I claim FamilyBoost on a kindergarten that's already free under 20 Hours ECE? +
Does FamilyBoost apply to playcentres or playgroups? +
How long does the IRD payment take? +
What invoices do I need? +
Is FamilyBoost taxable income? +
Related topics
20 Hours ECE — what it covers and where to find it
The 20 Hours ECE scheme funds up to 20 hours of licensed early childhood education per week for 3-5 year olds, with most teacher-led centres opting in. Find centres in your suburb that offer it.
Teacher:child ratios in NZ early childhood services
The legal teacher:child ratios for NZ licensed ECE services, how they vary by age, why ratios matter, and how to ask a centre about their actual operating ratios (which are often better than the legal minimum).
Equity Index funding — how MoE supports centres in higher-need communities
The Equity Index replaces decile funding for NZ schools and is increasingly used to direct ECE funding to centres serving children from higher-needs communities. Here's how it works and which suburbs have the most equity-funded centres.
Home-based vs centre-based ECE — choosing the right model
Compare home-based ECE (1:4 educator at home) with centre-based education & care (1:5 under-2 / 1:10 over-2 in licensed premises) on cost, ratios, hours, continuity of carer, and which suits your family.